10 Important Things to Do After Closing on Your New Home

Congratulations! Closing on a new home is a major milestone—whether it’s your first or your fifth. After the paperwork is signed and the keys are in your hand, it might feel like the hard part is over. And in many ways, it is. But before you pop the champagne and settle in, there are a few important steps to take to ensure your transition is smooth and your investment is protected.

Here’s a practical checklist of what to do after closing on your new home:

1. Secure Your Documents

After closing, you’ll receive a large stack of documents—closing disclosure, deed, mortgage note, and title insurance, to name a few. Store the physical copies in a fireproof safe and scan them for digital backups. You may need these documents for taxes or resale.

2. Change the Locks

You never know who may still have a key to the previous owner’s locks—contractors, neighbors, even dog walkers. As soon as possible, change the locks and reprogram garage codes, smart locks, or any security systems.

3. Set Up Utilities and Services

If not already done before closing, make sure all utilities—electric, gas, water, internet, and trash—are in your name and turned on. You may also want to set up mail forwarding with the USPS and update your address with banks, credit cards, and other services.

4. Deep Clean Your New Home

Even if the home looks clean, you’ll feel better starting fresh. Consider hiring professional cleaners or doing a thorough top-to-bottom clean, especially in kitchens, bathrooms, and closets.

5. Familiarize Yourself with Shut-Offs and Breakers

Locate your main water shut-off valve, gas shut-off, and electrical panel. In an emergency, you’ll want to know exactly where these are. Labeling breaker switches is also a good idea if they’re not already marked.

6. Check for Maintenance Needs

Walk through your home and make note of any repairs or routine maintenance tasks—changing HVAC filters, checking smoke detectors, or servicing the furnace. It’s best to start with a clean maintenance slate.

7. Review Your Homeowners Insurance

Now that you’re officially a homeowner, take time to review your insurance policy. Make sure you have the right coverage for your needs—this may include flood insurance, personal property protection, or extended liability coverage.

8. Meet the Neighbors

Introduce yourself to your new neighbors—this not only builds community but can also provide useful local tips and insight. A simple hello can go a long way in starting off on the right foot.

9. Create a Home Maintenance Schedule

Seasonal upkeep can save you from costly repairs down the road. Set reminders for gutter cleaning, HVAC checkups, pest control, and lawn care. There are even apps that can help you track these tasks over time.

10. Make It Yours

Finally, personalize your space! Whether it’s a fresh coat of paint, a gallery wall, or landscaping updates, this is your time to make your house feel like home.

Final Thoughts

Closing on a home is just the beginning of your homeowner journey. By taking care of these steps early on, you’ll set yourself up for a smoother transition and long-term peace of mind. Enjoy your new space—it’s time to make new memories!